101 Jefferson Valley, Coatesville, IN 46121

$624,900
5
BD
3
BA
3,154
SqFt

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List Price
$624,900
Price Change
▼ $25,099 1788493348
Mandatory Fee
$321
Mandatory Fee Paid
Annually
MLS#
22092867
Property Type
Residential
Bedrooms
5
Bathrooms
3
Sqft. of Residence
3,154
Year Built
1996
Days on Market
162
Status
ACTIVE

Property Description

HUGE PRICE ADJUSTMENT! Live the Heritage Lake lifestyle at an incredible value,with a seller-paid financing opportunity that could make lake living even more affordable! This home also qualifies for CMG Home Loans' List & LockTM program, offering eligible buyers an interest rate as low as 5.875% (6.407% APR) as of 8/28/26. In an illustrative 20%-down, 30-year comparison to a 6.75% rate, that could mean approximately $297 less per month in principal and interest. Terms, conditions and buyer qualifications apply; rate and program availability are subject to change. Tucked into a peaceful cove just off the main body, this waterfront property balances privacy with quick access to open water. Enjoy boating, fishing, kayaking, swimming, waterfront entertaining, or relaxing on the deck and patio. The dock with boat slip is ready for your boat and lake toys! With over 3,100 finished sq. ft., this updated 5BR/3BA all-brick ranch offers exceptional space at this price point on the water. The flexible walk-out lower level features two bedrooms, a full kitchen, living and dining areas, second laundry and abundant storage-perfect for guests, extended stays or multi-generational living. The main level offers an open-concept living and dining area with fireplace plus an updated kitchen featuring granite countertops, stainless appliances, gas range and breakfast bar. The spacious primary suite has been redesigned with a spa-like bath, while the third bedroom can serve as a laundry room, office or flex space. Located near the clubhouse, pool, beach, trails, concert stage, activity center, marina and Sahm's Haven restaurant, this home puts the best of Heritage Lake within easy reach. Whether you want a weekend escape or year-round waterfront living, this is an opportunity to enjoy exceptional space, flexibility and value. Lake life is calling, are you ready to answer?

Additional Information

Basement
Ceiling - 9+ feet, Daylight, Egress Window(s), Exterior Entry, Finished, Finished Ceiling, Finished Walls, Full, Interior Entry, Storage Space, Walk-Out Access
Foundation
Concrete Perimeter
Number of Fireplaces
1
Fireplace Description
Family Room, Other
Stories
One
Architecture
Ranch
Equipment
Sump Pump
Interior
Attic Pull Down Stairs, Breakfast Bar, Vaulted Ceiling(s), Kitchen Island, Paddle Fan, Hi-Speed Internet Availbl, Eat-in Kitchen, Pantry, Smart Thermostat, Walk-In Closet(s)
Acres
0.33
Heat
Natural Gas
Fuel
Propane Leased
Cooling
Central Air
Financing
Conventional, FHA, VA
Appliances
Dishwasher, Dryer, Electric Water Heater, Disposal, MicroHood, Refrigerator, Washer, Water Heater, Water Softener Owned
Mandatory Fee Includes
Clubhouse, Entrance Common, Insurance, Maintenance, Nature Area, ParkPlayground, Pickleball Court, Management, Tennis Court(s), Walking Trails
Semi-Annual Taxes
$1,284
Garage
Yes
Region
Floyd
Areas
Bedroom Other on Main, Utility Room
Eating Areas
Dining Combo/Family Room, Dining Combo/Kitchen, Other Eating Area

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Calculator source: Real Geeks

Listing courtesy of Greene Realty, LLC.

Information Deemed Reliable But Not Guaranteed. © 2026 MIBOR Broker Listing Cooperative