12465 Silver Bay Circle, Indianapolis, IN 46236

$925,000
6
BD
5
BA
5,279
SqFt

Show Photos

Verify your account to unlock exclusive photos, mortgage tools, and more.

List Price
$925,000
Price Change
▲ $5,000 1784801452
Mandatory Fee
$525
Mandatory Fee Paid
Annually
MLS#
22093814
Property Type
Residential
Bedrooms
6
Bathrooms
5
Sqft. of Residence
5,279
Year Built
1996
Days on Market
108
Status
ACTIVE

Property Description

A rare opportunity on Geist Reservoir with one of the most sought-after features in the area, a deeded boat dock. This 6 bedroom, 5 full bathroom home offers 5,279 square feet designed to fully capture the lake lifestyle. Direct water access allows for effortless boating, entertaining, and everyday enjoyment on Geist, setting this property apart from anything else on the market. Inside, the main level features an open-concept layout anchored by an updated kitchen with stainless steel appliances, extensive cabinetry & a large center island. A double-sided fireplace connects the kitchen and great room, while soaring ceilings and expansive windows bring in natural light and highlight the views. The layout offers flexibility with a main-level bedroom and full bath, ideal for guests or multigenerational living, along with a private office with French doors and a formal dining room with butler's pantry. Dual staircases add both convenience and architectural appeal. Upstairs, the primary suite is expansive with tray ceilings, a large en-suite bath featuring a jacuzzi tub and dual-head shower, and a walk-in closet with additional space for storage or expansion. Additional bedrooms include both en-suite and Jack-and-Jill configurations, plus a conveniently located laundry room. The walk-out lower level is built for entertaining, complete with a full wet bar, multiple living areas, built-in speakers, and direct access to the patio. A sixth bedroom and full bath provide excellent space for guests or extended stays. With a large deck, quality finishes throughout, and a layout designed for both everyday living and entertaining, this home delivers. The deeded dock (dock- 1 yr old, new canopy, & lift included) on Geist Reservoir is the centerpiece, ideally positioned in one of the most desirable coves just off the main body. Centrally located on the reservoir, it offers quick access to the Marina, Wolfies Grill, and the full lake, delivering a true lake lifestyle

Additional Information

Basement
Ceiling - 9+ feet, Daylight, Exterior Entry, Finished, Storage Space, Walk-Out Access
Foundation
Concrete Perimeter
Number of Fireplaces
2
Fireplace Description
Two Sided, Primary Bedroom, Great Room, Kitchen
Stories
Two
Architecture
Traditional
Equipment
Security System Owned, Smoke Alarm, Sump Pump
Interior
Attic Access, Breakfast Bar, High Ceilings, Tray Ceiling(s), Ceiling Vaulted, Kitchen Island, Entrance Foyer, Paddle Fan, Hardwood Floors, Hi-Speed Internet Availbl, In-Law Arrangement, Eat-in Kitchen, Pantry, Walk-In Closet(s), Wet Bar, Wood Work Painted
Exterior Amenities
Exterior Handicap Accessible, Sprinkler System
Acres
0.43
Heat
Forced Air, High Efficiency (90%+ AFUE ), Natural Gas
Cooling
Central Air, High Efficiency (SEER 16 +)
Financing
Conventional, VA
Appliances
Electric Cooktop, Dishwasher, Down Draft, Dryer, Disposal, Gas Water Heater, Humidifier, Microwave, Double Oven, Convection Oven, Refrigerator, Washer, Water Heater, Water Softener Owned
Mandatory Fee Includes
Association Home Owners, Entrance Common, Insurance, Maintenance, Management, Security, Snow Removal
Semi-Annual Taxes
$3,831
Garage
Yes
Garage Parking
Finished Garage, Keyless Entry, Service Door
Region
Lawrence
Areas
Bath Jack-n-Jill, Bedroom Other on Main, Great Room - 2 Story, Utility Room
Eating Areas
Breakfast Room, Formal Dining Room

Mortgage Calculator

Amount of Loan
Annual Interest Rate
%
Term of Loan
Years

Does not include any taxes or fees.
Please consult a financial professional.
Calculator source: Real Geeks

Listing courtesy of Engel & Volkers.

Information Deemed Reliable But Not Guaranteed. © 2026 MIBOR Broker Listing Cooperative