Carmel Homes with Finished Basement

Welcome to Carmel, Indiana – a vibrant city that seamlessly blends suburban charm with urban sophistication. Nestled in Hamilton County, Carmel is renowned for its picturesque landscapes, top-tier schools, and a thriving arts scene. With its well-planned neighborhoods and an abundance of parks, residents enjoy a high quality of life, making it a sought-after destination for families and professionals alike.

One of the standout features of homes in Carmel is the availability of properties with finished basements. These versatile spaces can be tailored to fit your lifestyle, whether you envision a cozy family room, a home theater, or a stylish guest suite. Finished basements not only enhance your living space but also increase the overall value of your home, making them an attractive option for buyers looking for functional and stylish living solutions.

In addition to exceptional homes, Carmel boasts a rich array of amenities, including upscale shopping, gourmet dining, and cultural attractions such as the Palladium concert hall and the Carmel Arts & Design District. The city also hosts numerous community events throughout the year, fostering a strong sense of connection among residents.

With its combination of beautiful homes, including those with finished basements, and a vibrant community atmosphere, Carmel, Indiana, is more than just a place to live; it’s a place to thrive. Explore the possibilities that await you in this charming city, where your dream home may be just around the corner!

Newest Carmel Homes with Finished Basement

$725,000

5 Beds ⋅ 3 Baths

Wow! Tons of updates in this 5bd 3ba home with huge fenced yard, finished basement and great floorplan! Dont miss the hidden pantry in the kitchen! Wet bar in basement. Recent updates include kitchen, cabinets, counters, tile, flooring, windows, Hvac, plumbing, electrical, deck, garage door, fixtures, paint inside and out, landscaping, the list goes on and on!

12223 Castle Court, Carmel

Listing courtesy of Garrett Brooks. United Real Estate Indpls

$585,000

4 Beds ⋅ 3 Baths

Wow! Tons of updates in this 4bd 2.5 bath home with large finished basement, office and private yard! Great open floorplan and tons of updates throughout. Recent updates include kitchen, bathrooms, cabinets, quartz counters, tile, luxury LVP flooring, carpeting, vanities, fixtures, electric, plumbing, paint inside and out, and the list goes on and on!

1692 White Ash Drive, Carmel

Listing courtesy of Garrett Brooks. United Real Estate Indpls

$1,750,000

4 Beds ⋅ 5 Baths

A rare offering in Springmill Streams, this estate sits on 3 breathtaking acres tucked away on a quiet lane. Classic charm meets an extraordinary park-like setting, where tranquil Williams Creek winds through serene woods, creating a private retreat in the heart of Carmel. Inside, a highly coveted main-level primary suite offers ease, while an additional 3 bedrooms, bonus room & loft area upstairs provide versatility. The inviting family room is anchored by a stately brick-lined fireplace, with floor-to-ceiling windows that capture beautiful views of the expansive grounds. A brick-laid entry and handsome wood-paneled office add character and timeless sophistication. A formal dining room offers space for entertaining & the kitchen features double ovens, a center island and casual eat-in area. Just beyond, the all-season sun porch is the perfect spot for morning coffee to take in the changing seasons. The finished basement adds 2 separate rec areas, providing flex space for movie nights, fitness, or hobbies. The oversized 3-car garage has additional space for equipment & storage. A 2-yr old roof and newer mechanicals offer peace of mind, with many important improvements already in place. Outside, find footpaths and a charming bridge leading to an idyllic setting for picnics, campfires, and making memories. This level of privacy, natural beauty, and acreage is a unique treasure. A sanctuary that feels worlds away while keeping you connected to everything you love about Carmel.

507 Cornwall Court, Carmel

Listing courtesy of Johanna Gallagher. The Springmill Collective

$1,075,000

6 Beds ⋅ 4 Baths

A rare find in Carmel's prestigious Eden Estates neighborhood-over 5,000 square feet of estate-like living tucked into a quiet cul-de-sac just minutes from downtown Carmel. Set on 1.1 acres of gently rolling, wooded grounds with a creek, mature trees, this charming retreat combines timeless character and thoughtful updates with an extraordinary park-like setting. The spacious kitchen welcomes gatherings with gorgeous new quartz countertops and tile backsplash (2026), spectacular oversized center island, separate refrigerator and freezer, and bar seating overlooking the family room and its inviting gas fireplace and built-in shelving. Beautiful hardwood floors, generous formal living and dining spaces, and windows throughout bring warmth, flexibility, and scenic views into everyday living. A large main-floor bedroom, currently used as an office, sits conveniently across the hall from the full bathroom offering an option for main-level living. A spacious mudroom with built-in cabinetry keeps everything organized. Upstairs, four generously sized bedrooms provide room to spread out, complemented by exceptional closet and storage space throughout the home. The comfortable walkout basement features a game room, kitchen and bar area, gas fireplace, bedroom, and full bath, plus an additional flex room ideal for a workout room or office. Extensive basement storage adds practical appeal. Enjoy the surrounding nature year-round from the four-season sunroom, relax on the screened porch, or entertain on the composite deck with an awning. A fire pit and hardscape patio, private basketball court, and wooded creek setting make the outdoors just as inviting as the interior. A three-car garage, dual-zone HVAC (new in 2024), Gutter Guards (2023) and two 75-gallon water heaters complete this distinctive property-the perfect combination of character, comfort, and setting. Home exterior was tuckpointed in 2024.

3623 Brumley Way, Carmel

Listing courtesy of Jennifer Wolfe. Epique Inc

$1,400,000

3 Beds ⋅ 3 Baths

Seven acres in the heart of Carmel. Westfield Schools. An opportunity this rare may not come around again. Tucked away beneath a canopy of mature trees, this extraordinary property offers something nearly impossible to replicate: approximately 7 private acres in one of Hamilton County's most desirable locations. Secluded and serene, yet remarkably close to everything Carmel and Westfield have to offer, this is a property designed for buyers who value privacy, space, and possibility. The ranch-style residence underwent a full renovation in 2024 and features a walkout lower level, main-level primary suite, two full baths on the main floor, and additional bedrooms below. An elevator installed in 2024 provides convenient access between levels, while the heart of the home is centered around an impressive oversized kitchen island made for entertaining, gathering, and hosting on a grand scale. The outdoor spaces are every bit as compelling. A new Trex deck spanning the length of the home overlooks the wooded grounds, while the walkout level opens to an expansive paver patio surrounded by established landscaping, a waterfall and pond, and the sights and sounds of nature. Deer are frequent visitors, and mature trees create a level of privacy increasingly difficult to find in this location. Perhaps the property's most unforgettable feature is its remarkable working greenhouse-a truly special structure unlike anything you'll find in a typical residential setting. A barn previously used for horses, a brand-new gravel driveway, and an additional pond toward the rear of the acreage add to the estate-like setting. And then there is the potential. With seven acres in Carmel, Westfield Schools, and Cool Creek Park nearby, this property presents an extraordinary canvas for its next owner. Enjoy the beautifully renovated existing residence, create an equestrian retreat, expand the estate, or envision an entirely new construction tucked back on the property.

15647 Westfield, Carmel

Listing courtesy of Cara Ahrens-Roemer. Berkshire Hathaway Home

$530,000

4 Beds ⋅ 4 Baths

This beautiful newly updated home in Carmel offers well over 3000+ square feet of well balanced interior showcasing modern open concept with cozy comforts of personal space. All bedrooms and suites are on the upper level along with loft space and laundry adding easy living accommodations. The main level offers two separate family rooms that can be defined for formality or entertainment. The new kitchen boast energy efficient stainless steel touch resistance appliances, gorgeous luxury grade quartz countertops, and stunning glass tile backsplash. All the lighting and fixtures throughout the home have been updated and replaced for a modern and classicly updated style. Of course the best addition is the HUGE FINISHED BASEMENT that boasts a half bathroom, projector pre wiring completed, and large storage room for all your hobbies and extras! The extra large lot in this seasoned subdivision offers views of weeping willows for privacy and plenty of space for kids, gardeners, and entertainers alike! Nestled in the upper west side of Carmel is has incredible access to Arts and Design District, Clay Terrace, Midtown, and MORE! The Carmel Clay Schools District is still rated one of the best in the state offering the bus stop less than 50 ft away from your front door. Come see this gem before its gone!

14531 Baldwin Lane, Carmel

Listing courtesy of Lindsey Mounce. Tyler Knows Real Estate LLC

$750,000

4 Beds ⋅ 5 Baths

Welcome to this beautifully maintained two story home in the heart of Carmel! Offering 4 bedrooms, 3 full baths, 2 half baths; this inviting home combines elegance with comfortable everyday living. The spacious primary suite features a tray ceiling, luxurious bath with a separate soaking tub, walk in tile shower, dbl. sinks in an oversized vanity and generous walk in closet. A private office with raised ceiling and custom built ins is a perfect work from home space. Host holiday gatherings in the formal dining room and gather in the light filled great room featuring a vaulted ceiling and gas fireplace. The inviting kitchen features professionally painted cabinetry, granite counter tops, a breakfast bar, pantry and hardwood floors. The second level Includes two bedrooms that share a jack and jill bath and the 3rd bedrooms upstairs has a private bath attached. Freshly painted ceilings, walls, trim, and doors throughout give this home a bright, refreshed feel. The finished basement offers additional living and entertaining space along with abundant storage. Step outside to your own backyard retreat featuring a spacious deck, fully fenced rear yard, and sparkling in ground heated pool. -perfect for gathering friends and family. A wonderful opportunity to enjoy spacious living, exceptional outdoor amenities, and a prime Carmel location.

11582 Sutton Place Drive E, Carmel

Listing courtesy of Suzanne Kappen. CENTURY 21 Scheetz

$429,900

3 Beds ⋅ 3 Baths

Highly desirable 3 bedroom, 2 1/2 bath end unit condo located in the heart of downtown Carmel. Freshly updated with new kitchen and appliances, paint and flooring throughout. Huge walk-in closet in primary bedroom suite with separate bath and powder area. Private fenced courtyard with two car detached garage. Constructed in 1975, this 2021-square-foot residence offers a timeless floor plan spread across two stories with a finished basement, providing a balanced layout for comfortable living. Its enduring structure provides a solid foundation for those seeking a property that blends classic character with a convenient residential lifestyle. Private courtyard with mature trees along with a patio off the living room gives excellent separation and outdoor living. The interior layout spans two levels, maximizing the 2021 square feet of living space to create distinct areas for rest and privacy. With three bedrooms, the home offers the flexibility to designate spaces for sleeping, a home office, or a creative studio. The arrangement of these rooms ensures that every member of the household has a comfortable place to retreat at the end of the day. This configuration supports a streamlined morning routine and provides easy access for guests, ensuring that the home functions efficiently for daily use. Spanning a 1,742-square-foot lot, this condominium represents a practical opportunity to secure a well-situated home in the heart of Carmel. Contact us today to schedule your private tour and experience the potential of this Carmel condominium firsthand.

392 Aspen Drive, Carmel

Listing courtesy of Chad Hughes. H & H Realty

$650,000

3 Beds ⋅ 3 Baths

Exceptional Mid-Century Modern Retreat on Nearly an Acre in the Heart of Carmel! Architectural character, sophisticated design, and an extraordinary setting come together in this breathtaking 3-bed, 3-bath ranch with finished walkout basement. Nestled on a rare, wooded 0.83-acre lot just steps from Carmel's Arts & Design District, this one-of-a-kind property offers peaceful privacy and walkable convenience. Completely reimagined over the past year, this showstopper blends timeless architecture with luxurious modern finishes. New white oak flooring flows throughout the main level, where soaring vaulted ceilings, dramatic wood beams, and a wood-burning fireplace create a stunning great room. A wall of windows floods the space with natural light while framing spectacular wooded views. The expansive dining area flows effortlessly into a completely relocated and redesigned kitchen featuring rich, moody cabinetry, quartz countertops, backsplash, fixtures, and lighting. The primary suite boasts a beautifully redesigned bath with walk-in shower, double vanity, and walk-in closet. Fresh paint, trim, doors, and thoughtful finishes elevate every corner. Downstairs, the spectacular walkout basement delivers an entirely new level of entertaining and relaxation. Enjoy movie nights in the home theater, gather around the stylish new wet bar, or unwind beside the fireplace. An updated full bath, versatile bonus room ideal for an office or gym, and cleverly concealed laundry room behind a secret bookcase add function and personality. The incredible 3-season cedar room opens to a custom concrete patio and firepit. Multiple decks invite you to soak in the tranquility of your private wooded oasis. All within walking distance of Carmel's acclaimed restaurants, boutiques, galleries, and schools. Rarely does a home offer this much architectural beauty, thoughtful renovation, privacy, and proximity to the heart of Carmel. This is more than a home. It's an experience!

145 Bexhill Drive, Carmel

Listing courtesy of Angela Delise. Keller Williams Indpls Metro N

$650,000

4 Beds ⋅ 4 Baths

Nestled in one of central Carmel's most coveted hidden-gem neighborhoods, where tree-lined streets, beautiful homes, and timeless charm set the scene, this character-filled home offers a rare setting on over half an acre at the end of a quiet cul-de-sac. Enjoy the best of both worlds: the charm of an established neighborhood, a prime Carmel location, and the added freedom of no HOA. Inside, you'll find charming details including oversized bay windows, coffered ceilings, brick fireplace, and built-in bookcases. The spacious kitchen features a breakfast nook and wet bar, while the large three-season room overlooks the expansive backyard and connects to generous decks perfect for entertaining. A large main floor laundry room with abundant cabinetry and utility sink adds everyday convenience. Upstairs, all bedrooms include spacious closets and the primary suite features a full soaking tub, separate shower, and skylights. The daylight basement offers bright windows and a full bath, providing additional flexible space to make your own. A huge finished three-car-plus garage with an extended bump-out, epoxy floors, and dedicated work area is a standout feature for hobbyists, projects, or extra storage. Recent updates include new water softener, and the tankless water heater, top-of-the-line Owens Corning roof and siding are five years old. A rare opportunity to enjoy space, character, and a fantastic Carmel location!

4684 Allen Drive, Carmel

Listing courtesy of Dawna Ridgeway. Highgarden Real Estate

$739,999

5 Beds ⋅ 4 Baths

Room to gather, space to unwind, and a backyard to enjoy-this beautiful Carmel home offers it all. Set on a generous corner lot, its brick exterior and colorful Hardie plank accents create a welcoming first impression. Inside, the soaring two-story great room opens to the kitchen and breakfast area, keeping everyone connected. Hardwood floors, dual staircases, and separate living and dining rooms add charm and room to spread out. A main-floor office, currently used as the fifth bedroom, offers flexibility, with main-level laundry close by. Upstairs, the spacious primary suite features vaulted ceilings, two closets, separate vanities, a soaking tub, and a walk-in shower. Three additional bedrooms, a loft, and a hall bath with double sinks provide plenty of space. The finished basement is ready for movie nights and entertaining, with heated floors, a cozy fireplace, wet bar, bonus room, full bath, and an egress window. Enjoy quiet mornings or evenings with friends on the patio beneath the pergola in your private fenced backyard. Four-sided brick, a side-entry garage, an existing irrigation system, a water softener, ceiling fans, and two gas fireplaces add everyday comfort. A new roof in 2025, new carpeting, and fresh interior paint make this home move-in ready.

5889 Pebblestream Drive, Carmel

Listing courtesy of Preeti Chaggar. F.C. Tucker Company

$990,000

6 Beds ⋅ 6 Baths

This is the one you've been waiting for! Beautiful, move-in-ready six-bedroom, six-bath home in sought-after West Carmel. A main-floor guest suite with a private full bath offers comfort and convenience. The great room features soaring two-story ceilings, a cozy fireplace, and a light-filled wall of windows overlooking the spacious, tree-lined backyard. The large, open kitchen includes white cabinetry, quartz countertops, a gas cooktop, double ovens, a walk-in pantry, and a water filtration system. A mudroom with cubbies and a planning desk helps keep everyday life organized. The breakfast nook opens to an expansive deck overlooking the fenced backyard, complete with a sprinkler system and peaceful, mature trees. A formal dining room is perfect for entertaining, while the main-floor flex room provides space for a playroom, music room, or whatever suits your lifestyle. Upstairs, the generous primary retreat features tray ceilings, plantation shutters, and a spa bath with dual vanities. Three additional bedrooms offer connecting baths and large closets. The finished lower level features daylight windows, a guest suite, a full bath, and plenty of room for recreation, with space for an exercise area, gaming area, family room, and a future bar, plus a separate storage room. A three-car, side-entry garage with electric car charger and additional electric panels completes the home. For added peace of mind, recent updates include a new HVAC system, and tankless water heater, roof age 4 years, brand-new carpet throughout, a freshly stained deck, and high end luxury smart toilets with heated seats and automated features in all bathrooms. Available for a quick closing, just bring your moving boxes!

13939 Danube Drive, Carmel

Listing courtesy of Debra Wilson. Keller Williams Indpls Metro N

Start Your Search

Listings courtesy of MIBOR Broker Listing Cooperative as distributed by MLS GRID.

Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.

Carmel Homes with Finished Basement

Newest Carmel Homes with Finished Basement

How much is your home worth?

How much is your home worth?